Send money to Nigeria
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Americas, Europe & Australia
Licensing
Providers listed for Nigeria are licensed International Money Transfer Operators (IMTOs) authorised by the Central Bank of Nigeria (CBN).
The CBN licenses and regulates IMTOs that handle inward remittance flows. NGN exchange rates fluctuate significantly — comparing rates is especially important for Nigeria corridors.
Providers compared
| Provider | Delivery method | Speed | Notes |
|---|---|---|---|
| Wise | Bank account | 1–2 days | Mid-market rate, transparent fee |
| Remitly | Bank, cash pickup | Minutes–1 day | Express and Economy tiers |
| WorldRemit | Bank, mobile wallet, airtime | Same day | Broad delivery options |
| Western Union | Bank, cash pickup | Minutes | Largest agent network in Nigeria |
| LemFi | Bank, mobile wallet | Minutes | Nigeria-focused fintech |
| Sendwave | Bank, mobile wallet | Minutes | Zero-fee, Africa-focused |
Rates updated every 6 hours. Not financial advice — see our methodology and disclosures.
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