Send money to Nigeria

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Americas, Europe & Australia

Licensing

Providers listed for Nigeria are licensed International Money Transfer Operators (IMTOs) authorised by the Central Bank of Nigeria (CBN).

The CBN licenses and regulates IMTOs that handle inward remittance flows. NGN exchange rates fluctuate significantly — comparing rates is especially important for Nigeria corridors.

Learn about CBN licensed IMTOs →

Providers compared

ProviderDelivery methodSpeedNotes
WiseBank account1–2 daysMid-market rate, transparent fee
RemitlyBank, cash pickupMinutes–1 dayExpress and Economy tiers
WorldRemitBank, mobile wallet, airtimeSame dayBroad delivery options
Western UnionBank, cash pickupMinutesLargest agent network in Nigeria
LemFiBank, mobile walletMinutesNigeria-focused fintech
SendwaveBank, mobile walletMinutesZero-fee, Africa-focused

Rates updated every 6 hours. Not financial advice — see our methodology and disclosures.

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