Send money to China
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Americas, Europe & Australia
Licensing
Providers listed for China route inward remittances through State Administration of Foreign Exchange (SAFE)–authorized channels.
China regulates cross-border remittances through SAFE and the People's Bank of China (PBOC). All inbound transfers must be processed through authorized banks. Recipients may need to provide documentation for amounts exceeding certain thresholds.
Providers compared
| Provider | Delivery method | Speed | Notes |
|---|---|---|---|
| Wise | Bank account (UnionPay) | 1–2 days | Mid-market rate, transparent fee |
| Remitly | Bank, Alipay, WeChat Pay | Minutes–1 day | Mobile wallet delivery |
| WorldRemit | Bank, Alipay | Same day | Alipay delivery |
| Western Union | Bank, cash pickup | Minutes–1 day | Large network via partner banks |
Rates updated every 6 hours. Not financial advice — see our methodology and disclosures.
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