Send Money to Ghana — MTN MoMo, Bank Transfer & More

August 31, 2026 · 5 min read

Ghana receives over $4 billion in remittances annually, primarily from the UK, US, and Europe. MTN Mobile Money (MoMo) has transformed how Ghanaians receive money — it's now the most popular delivery method.

Delivery Methods

  • MTN Mobile Money (MoMo): Instant delivery, 18+ million users. Supported by Remitly, WorldRemit, Sendwave, and more.
  • Vodafone Cash / AirtelTigo Money: Alternative mobile wallets with growing international support.
  • Bank deposit: GCB Bank, Ecobank, Stanbic, Absa. 1-2 business days.
  • Cash pickup: Available at bank branches and agent locations.

Best Providers

Sendwave offers zero fees for GBP → GHS. TapTap Send is also zero-fee with good rates. WorldRemit has excellent MoMo integration. Remitly and Ria offer multiple delivery options.

UK → Ghana Corridor

The UK has the largest Ghanaian diaspora in Europe. The GBP → GHS corridor is well served by multiple providers. Compare carefully — the cedi has been volatile and rates vary significantly between providers.

Compare live rates: USD → GHS · GBP → GHS · EUR → GHS

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