Mobile Money in Ethiopia — Telebirr, CBE Birr, HelloCash Compared

August 31, 2026 · 5 min read

Ethiopia's mobile money market has exploded since Telebirr launched in 2021. Today, receiving international transfers via mobile wallet is often faster and more convenient than bank deposit. Here's how the wallets compare and which international providers support them.

The Four Main Mobile Wallets

Telebirr (Ethio Telecom)

  • Users: 40+ million (largest in Ethiopia)
  • Network: Ethio Telecom SIM required
  • International transfers: Supported by Remitly, WorldRemit, Xoom, and others
  • Best for: Most recipients — widest availability

CBE Birr (Commercial Bank of Ethiopia)

  • Users: 8+ million
  • Network: Linked to CBE bank account, works on any phone
  • International transfers: Supported by Remitly, WorldRemit
  • Best for: People who bank with CBE

HelloCash (multiple banks)

  • Users: 5+ million
  • Network: Partnered with Lion Bank, Somali Microfinance, and others
  • International transfers: Supported by Remitly, Xoom
  • Best for: Rural areas where HelloCash agents are available

Amole (Dashen Bank)

  • Users: 3+ million
  • Network: Dashen Bank ecosystem
  • International transfers: Limited international provider support
  • Best for: Dashen Bank customers

Which International Providers Support Which Wallet?

ProviderTelebirrCBE BirrHelloCashAmole
Remitly
WorldRemit
Dahabshiil
TapTap Send
Ria

Provider wallet support may change. Check the provider's site for current options.

Why Choose Mobile Wallet Over Bank?

  • Speed: Mobile wallet delivery is usually instant. Bank deposits take 1-3 days.
  • Access: Your recipient doesn't need a bank account — just a phone.
  • Convenience: Recipients can spend directly from the wallet or withdraw cash at any agent.
  • Rural reach: Mobile money agents are available in areas without bank branches.

Find the best rate for mobile delivery: Compare all Ethiopia providers →

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